Protection starts at home

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With a variety of homeowners coverage options, you can feel safe knowing your home and those who live there are protected when you insure with M&W Insurance. 

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We Insure:

• Homeowners and High Value Homes

• Condo Unit Owners

• Renters

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The right coverage for you

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When you choose M&W you’re not only getting one of California's most trusted insurance agencies, you’re also getting your own dedicated agent, who will work with you to create a custom plan just for you. And that’s important when you have so many coverage choices and options. Here are a few that we offer.

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• Dwelling Protection:
  Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils. Earthquake can also be written on a separate policy. 

• Personal Property:
  Provides coverage for your household items in the event of a fire, theft or other covered loss.

• Extended Replacement Cost:
  Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.

• Additional Living Expenses:
  Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.

• Personal Liability Protection:
  Pays for bodily injury or property damage caused to others as a result of a covered incident.

• Guest Medical Protection:
  Pays medical expenses for your guests who are accidentally injured on your property.

• Identity Theft Protection:
  Pays for expenses you incur as a result of criminal identity theft.

• Additional personal property coverage for valuables, such as antiques, fine art and jewelry