Protection starts at home
With a variety of homeowners coverage options, you can feel safe knowing your home and those who live there are protected when you insure with M&W Insurance.
Homeowners and High Value Homes
Condo Unit Owners
The right coverage for you
When you choose M&W you’re not only getting one of California's most trusted insurance agencies, you’re also getting your own dedicated agent, who will work with you to create a custom plan just for you. And that’s important when you have so many coverage choices and options. Here are a few that we offer.
Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils. Earthquake can also be written on a separate policy.
Provides coverage for your household items in the event of a fire, theft or other covered loss.
Extended Replacement Cost:
Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
Additional Living Expenses:
Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
Personal Liability Protection:
Pays for bodily injury or property damage caused to others as a result of a covered incident.
Guest Medical Protection:
Pays medical expenses for your guests who are accidentally injured on your property.
Identity Theft Protection:
Pays for expenses you incur as a result of criminal identity theft.
Additional personal property coverage for valuables, such as antiques, fine art and jewelry