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Apartment Building


Insuring Real Estate Associations Since 1979

Property and Liability Insurance for Homeowners Associations

If you manage an HOA, a Business Owner’s Policy, or BOP, protects you from liability claims and lawsuits; safeguards your buildings and unit owners. That’s why it’s important to protect your homeowners association with the best kind of coverage.

We specialize in HOA insurance and get to know our clients so we can understand your unique needs to help protect your Homeowners Association.

Comprehensive Coverage Options

Building Coverage

  • Blanket and Extended Replacement Cost Options

  • Loss of Income Coverage Options: 12, 18 or 24 Months

  • Building Ordinance or Law 

  • Water Backup

  • Equipment Breakdown

General Liability Options

  • $1,000,000 Per Occurence / $2,000,000 Aggregate

  • $2,000,000 Per Occurence / $4,000,000 Aggregate

  • Hired and Non-Owned Auto

Directors and Officers Liability (D&O Coverage)

  • $500,000

  • $1,000,000

  • $2,000,000

Umbrella / Excess Options (Can follow / extend D&O)

  • $1,000,000 - $50,000,000

Other Coverage Options​

  • Workers Compensation

  • Cyber

  • Fidelity Bond / EPLI (Employment Practices Liability)

  • Earthquake


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