CONDO / HOA
MASTER INSURANCE
Insuring Real Estate Associations Since 1979
Property and Liability Insurance for Homeowners Associations
If you manage an HOA, a Business Owner’s Policy, or BOP, protects you from liability claims and lawsuits; safeguards your buildings and unit owners. That’s why it’s important to protect your homeowners association with the best kind of coverage.
We specialize in HOA insurance and get to know our clients so we can understand your unique needs to help protect your Homeowners Association.
Comprehensive Coverage Options
Building Coverage
-
Blanket and Extended Replacement Cost Options
-
Loss of Income Coverage Options: 12, 18 or 24 Months
-
Building Ordinance or Law
-
Water Backup
-
Equipment Breakdown
General Liability Options
-
$1,000,000 Per Occurence / $2,000,000 Aggregate
-
$2,000,000 Per Occurence / $4,000,000 Aggregate
-
Hired and Non-Owned Auto
Directors and Officers Liability (D&O Coverage)
-
$500,000
-
$1,000,000
-
$2,000,000
Umbrella / Excess Options (Can follow / extend D&O)
-
$1,000,000 - $50,000,000
Other Coverage Options
-
Workers Compensation
-
Cyber
-
Fidelity Bond / EPLI (Employment Practices Liability)
-
Earthquake