WEBSITE TERMS AND CONDITIONS

​By using this site, you are agreeing to the Website Terms and Conditions.

The information on this website does not amend, or otherwise affect, the provisions or coverages of any insurance policy issued by M & W Insurance Services, Inc. nor is it a representation that coverage does or does not exist for a particular claim or loss.

Submission Forms: "Start A Quote" "Submit Application" "Submit Form"

We utilize submission forms in order to provide you with a convenient way to provide us with the necessary information needed in order for us to provide you with a quote or policy update. In no way can coverage be bound or issued by submitting this form. All properties and changes must be underwritten by the respective insurance carrier and approved by underwriting prior to binding coverage. By submitting this form, you are agreeing to provide us with accurate information and understand that any misrepresentation can potentially void coverage on a policy. All quote proposals must be reviewed carefully and may not contain coverages and limits that you requested on the submission form. 

Property Inspections

All properties insured by M&W Insurance Services are subject to physical inspections and / or phone surveys. Premiums are subject to change based on the inspection at the discretion of the underwriting company. 

Copyright

The content contained in this Website, including but not limited to all design, text, sound recordings, and images, is owned, except as otherwise expressly stated, by M&W Insurance Services, Inc. or one of its subsidiaries. Except as otherwise expressly stated herein or to the extent permitted by law, the content may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored for subsequent use, or otherwise used in whole or in part in any manner without M&W Insurance Services, Inc. prior written consent. Users of this site may be permitted to download certain material posted on this site (e.g. white papers). When using downloadable materials, all copyright, trade mark, and other proprietary notices must be kept intact and remain in effect.

Trademark - Trademark Owned: "M&W Insurance"

The trademarks, service marks, trade names, and logos (“Marks”) associated with this Website are owned by M&W Insurance Services, Inc., or third parties who have authorized their use. Nothing contained on this Website should be construed as granting any license or right to use any Mark displayed on the Website without the written permission of M&W Insurance Services, Inc. or such third party that may own the Mark. Misuse of any Marks, or any other content, displayed on this website is prohibited.

Content

M&W Insurance Services, Inc. makes no representations about the suitability of the content of this site for any purpose. All content is provided "as is" without any warranty of any kind.

Disclaimer

While M&W Insurance Services, Inc., believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and M&W Insurance Services, Inc., does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time M&W Insurance Services, Inc., may make changes in the products and/or services described herein, however, M&W Insurance Services, Inc., makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

Links to Other Sites

Some of the sites listed as links herein are not under the control of M&W Insurance Services, Inc.,. Accordingly, M&W Insurance Services, Inc., makes no representations whatsoever concerning the content of those sites. The fact that M&W Insurance Services, Inc., has provided a link to a site is not an endorsement, authorization, sponsorship or affiliation by M&W Insurance Services, Inc., with respect to such site, its owners or its providers. M&W Insurance Services, Inc., is providing these links only as a convenience to you. M&W Insurance Services, Inc., has not tested any information, software or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software or products found on the Internet, and M&W Insurance Services, Inc., cautions you to make sure that you completely understand these risks before retrieving, using, relying upon or purchasing anything via the Internet.